The short version: Budgetwise is designed to keep your budgeting data on your device for core tracking, summaries, alerts, and exports. We do not sell your data or use it for advertising.
1. Introduction
Budgetwise (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how Budgetwise handles information in connection with your use of our iOS application (the “App”).
By downloading or using Budgetwise, you agree to the practices described in this Privacy Policy.
2. Information We Collect
We aim to minimise the personal information we collect. Budgetwise does not require a mandatory account to use core tracking features, and we do not ask for unnecessary personal identifiers to get started.
Data you enter into the App, including transactions, categories, budgets, companion preferences, recurring expense configurations, and similar app data, is designed to be stored locally on your device for core app functionality such as summaries, alerts, exports, reliability, and related product features.
3. Data Storage & Security
Your app data is designed to be stored locally on your iPhone for core Budgetwise features. When limited operational information is needed for support, diagnostics, or crash reporting, we handle it carefully and only for the purpose needed.
We rely on iOS platform protections, device-level security, secure transport methods where applicable, and careful access controls for operational systems. No method of storage or transmission is completely risk-free, but Budgetwise is built around safe, secure, on-device data handling.
4. Analytics & Crash Reporting
Budgetwise may use analytics, diagnostics, crash reporting, or operational monitoring tools to help us understand app reliability, improve performance, and support product development. We aim to keep this use proportionate and focused on improving the app experience.
5. Third-Party Services
The App may rely on third-party service providers for limited operations such as infrastructure, diagnostics, crash reporting, communications, or related product support. We do not sell your data to advertisers or data brokers, and there are no in-app advertisements.
6. Data Export
When you use the export feature to generate CSV or Excel files, those files are designed to be created from the data stored in your app. Exported files are then saved or shared using the destination you choose, which may be governed by third-party platform policies such as Apple’s or your selected storage provider’s policies.
7. Data Retention & Deletion
You can delete your in-app data at any time by navigating to Profile → Reset All Data within the App, or by deleting the App entirely from your device. Limited operational records, such as diagnostics, or support messages, may be retained for a limited time for security, reliability, legal, or service-related purposes.
8. Your Rights
- You own all data in Budgetwise, it is entirely yours.
- You can export your data at any time via the export feature.
- You can delete all your data at any time via Profile → Reset All Data.
- You may contact us with privacy-related questions or requests regarding information associated with the service.
9. Changes to This Policy
We may update this Privacy Policy from time to time. If we make changes, we will update the Effective Date above. If changes are material, we will notify you via an in-app notice on your next open of the App after the change takes effect. Continued use of the App after any changes constitutes your acceptance of the revised policy.